As a means of payment, ethos provides a more convenient, secure and cost-effective alternative to traditional checks and expense management programs.

Ethos also allows organizations to provide members additional benefits — with no additional expense. These valuable perks include a discount pharmacy network benefit, optional low-cost membership to a discount health network*, and a variety of features that promote financial independence. With ethos, everyone benefits.

Benefits for the organization:

Less expensive than payroll checks.

Instant account-to-account transfer and notification.

Simplified payroll distribution.

Remote business expense transaction alerts.

Benefits for the individual:

Low fees and easy access to their money.

No checkbook to balance.

Consumer-activated fraud prevention.

Text message or email transaction alerts.

Discount pharmacy network.

Account Features (PDF)

Card Comparison (PDF)